FAQ’s

What is a Public Adjuster?

A Public Adjuster is the ONLY adjuster that is licensed by the State to represent you, the policy holder. Only a Public Adjuster can represent you and advocate on your behalf without any conflict of interest. Public Adjusters are free to fight for you as they are agents employed by you, not the insurance company.

What is the difference between an Insurance Company Adjuster and an Independent Adjuster?

An Insurance Company Adjuster is employed by an insurance company and is ultimately placing the financial interests of the company above yours when evaluating your loss. Independent adjusters are contracted by the insurance company to represent them and their interests. Independent adjusters might not properly advise you of your options resulting in a less than favorable settlement.

Do I need a Public Adjuster? Can I File Myself?

While you most certainly can file your own claim, you should consult a public adjuster first before making a costly mistake. Platinum Public Adjuster provides free consultations offering valuable information that will help you decide how to proceed. Many homeowners who choose to submit their own claims do not receive the full settlement they are entitled to simply because they do not have the claims processing experience needed to challenge their insurance company.

What is the Advantage of using Platinum Public Adjusters Miami FL?

Filing insurance claims can be a complicated process. We have the expertise and the resources critical to submitting a complex insurance claim and providing the supportive documentation to defend the presentation to the insurance company. We handle all the phone calls, the letters and documentation required throughout the claim process, so you don’t have to. Taking advantage of our free consultation will provide you with an honest assessment of your situation. We work exclusively for you, making your successful financial recovery our number one priority.

Should I meet with my insurance company adjuster and their representatives before I retain Public Adjusters Miami Gardens Fl?

It is our opinion, based on over years of experience, that meeting with your insurance company and their representatives without the services of Public Adjusters Miami Gardens Fl, as your advocate, activist and adjusting firm, will more than likely result in frustration, disappointment, dissatisfaction, and discontent, all at the behest of your insurance company.

Helpful Tips

The following are some helpful TIPS from our Adjusters…

If you’ve experienced property damage:

► Protect your property from further damage — it is your responsibility to prevent additional damage.

► Photograph or videotape damaged property before you begin any cleanup efforts.

► Contact Public Adjusters Miami Gardens Fl to assist you with the claim filing process: ………..

► Save all receipts — Damaged property, replacement property, additional living expenses

► Remember: You have the right to hire your own service contractors